About
Important information
- Additional Info:
What Is Considered a Debt Relief Service? It is important to remember that there are different types of debt relief businesses. Businesses that are bound by the following rules include for-profit sellers of debt relief services, and telemarketers for debt relief companies.
Exemptions to the following include bona fide non-profit organizations, and providers who meet face-to-face with customers before signing them up.
Do Not Pay Fees Upfront. Before you hire a debt relief service, know that they cannot collect fees until all three requirements are met:
They must have renegotiated, settled, reduced, or changed the terms of at least one of the customer’s debts.
The customer must agree to the result reached with the creditor.
The customer must have made at least one payment to the creditor or debt collector as a result of the agreement you negotiated.It is important to remember that a company cannot front-load fees. If you have multiple debts enrolled with a company, and they have settled one of them, they may only collect a portion of the full fee. Do not pay the full fee until all services are completed.
For more information, read BBB's tips for Hiring a Debt Relief Service: What You Should Know.
Overview
BBB Accredited Since: 1/31/2019
Years in Business: 11
BBB Accreditation & Rating
About This Business
Products and Services
Business Details
- Local BBB:
- BBB of Northeast California
- BBB File Opened:
- 8/29/2014
- Business Started:
- 4/17/2013
- Business Started Locally:
- 4/17/2013
- Type of Entity:
- Sole Proprietorship
- Business Management:
- Mr. Tammy Mendez, Owner
Additional Contact Information
- Principal Contacts
- Mr. Tammy Mendez, Owner
- Customer Contacts
- Mr. Tammy Mendez, Owner
Additional Information
- Business Categories
- Debt Relief Services
More Resources
Featured Content
BBB Business Profiles may not be reproduced for sales or promotional purposes.
BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.
When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.
BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.
As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.