Consumer Finance Companies
Peoples FinancialThis business is NOT BBB Accredited.
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Complaint Details
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Initial Complaint
06/06/2024
- Complaint Type:
- Customer Service Issues
- Status:
- Answered
I am not liable for this debt with PEOPLES FINANCIAL CORP, they did not provide me with the original contract as requestedBusiness response
06/07/2024
Debtor must notify us directly if they wish for us to provide them proof. They can always try to dispute it through the proper channels instead of the BBB. Notify your credit bureau if you think this debt is invalid and we will make sure we provide the proof we need to them so we can keep reporting this debt to them.Initial Complaint
06/03/2024
- Complaint Type:
- Billing Issues
- Status:
- Answered
this is not a duplicate so don't **** it as one, read carefully This Notice is to confirm that the account is disputed under 15 USC 1692 et seq. Please verify under oath that this account is valid, free from any claims and defenses including but not limited to: any breach of agreement, failure of consideration or material alterations, and that the original lender provided value. Further, that the alleged account was transferred in good faith and by the consent of all parties involved................................. After reasonable inquiry I have concluded that peoples financial corporations is in breach of the alleged agreement. The following facts support my position in this matter.................a federal claim for securities fraud will be served upon corporation if account isnt removed , trust officer *********************** has already been contacted and notified of forensic accounting audit , CFO and CEO will also be contacted regarding sell of contract, please provide the following information on attached document.Business response
06/04/2024
We've already have had a satisfied judgement on this account. We have already requested that his credit reporting file be updated as such.Customer response
06/04/2024
Complaint: 21793625
I am rejecting this response because:You all have said this previously before and did nothing, so I will proceed to the supreme Court if I have to for securities fraud regarding this account, the judgement was only awarded because I didn't show up magistrate ***** given circumstances. And you all have a hard time following instructions given the fact that you all can't provide proof that institution actually incurred a loss.
Sincerely,
***********************Business response
06/12/2024
This is a repeat complaint that has been answeredInitial Complaint
03/13/2024
- Complaint Type:
- Billing Issues
- Status:
- Answered
I am not liable for this debt with Peoples Financial *** I do not have a contract with Peoples Financial ***, they did not provide me with the original contract as I requested.I mailed a Debt Validation Letter to Peoples Financial *** in writing and did not receive a response within 30 days. Therefore, according to the Fair Credit Reporting Act, I demand this account be removed from my credit report.Business response
03/21/2024
This was already replied to by our home office. He made separate complaints to both.
The loan was his, we have all proof of ID and contracts. He never sent us any correspondence requesting verification. He paid account as agreed and it was showing as such on his credit report. Regardless we have requested to have this removed this from his credit report.
Initial Complaint
12/06/2023
- Complaint Type:
- Sales and Advertising Issues
- Status:
- Unanswered
Had auto loan have proof arrangement was made with manager for my account to have payment made by end of NOV and my car was hit and totaled 18 th if November When calling to inform payment would be arriving for payoff they told me that I would be receiving 0 when I was told my 10 day oayoff amount was ****** and insc is paying ********* leaving difference of ******** Now they said they are repossession of vechile after it was totaled to receive all monies and not give me my portion I do have text showing I was in communication and goid standing with branch manager just 4 days before being hit and car totaled They are trying to steal miney that does not belong to themBusiness response
12/08/2023
We have decided to issue a check to the customer in the amount of $2329.68 for the overage of the insurance total loss on account #*********. The customer's second account(#************* has with us remains in default. We hope she will do the right thing and put the insurance overage on the second account to honor her contractual obligations.Customer response
12/08/2023
I accept the offer from Peoples Financial for the overage check they offer that is the roght thing to do, I reject removing complaint until I receive the overage due to the fact they were dishonest with the insurance company about payoff amount so they could receive full amount and keep until complained and made known the dishonest act they were trying to do
As for the second account I was a cosigner for my sons account in which he has had medical and mental illness as to where he cannot pay loan as in text I provided I offered to take full responsibility if they would put loan in my name only and I was refused so I do not know what more I can offer
The honest amount of payoff was ********* for my totaled vechile and they dishonestly provided ****************** with the amount of ****** so they could get entire payout of over ********* and told would not provide me with any documentation as to the amount provided to Allstate or the amount I would be receiving
if they had handled the claim truthfully, Allstate would have directly paid them and rapid paid me the difference now I am left to find a way to work and maintain my job until they decide to give me my rightful portion of the payoff money
I was also told by ****** in text which I have to prove I would be maild my portion but no amount ***** and would have to wait til they received theirs I could not come by office to puck up so they can drag me that much more in the meantime I am having to uber to work because rental expired once the ir claim was resolved
It is crominal they way they have handled this and as soon as I receive what they say they will pay which I think they should add ********************************************************************************* wait at least 10 additional days
but as once as I receive payment I will then agree to remove complaint and I have also contacted the insurance commissioners office for the state of GA to complain about their fraudulent activity on this account
Thank you for your attention to this matter and I hope this is resolved as they claim will be but at this point I do not have much faith in the words they put on paper
Sincerely
*********************
Initial Complaint
11/28/2023
- Complaint Type:
- Order Issues
- Status:
- Answered
I am not liable for this debt with the "defenders", I do not have a contract with peoples financial corporation.They did not provide me with the original contract as I requested.Business response
11/29/2023
We have no record of this person in the Woodstock branch. I would suggest you dispute this with your credit bureau(s).Initial Complaint
07/07/2023
- Complaint Type:
- Billing Issues
- Status:
- Answered
I have not supplied proof under the doctrine of estoppel by silence, ********** ****************** (mo) 281 SW 715, 719, I presume that no proof of the alleged debt, nor therefore any such debt , in fact therefore exists Pursuant to 18 USC 8, i owe no debt, this company has also NO permission to report ANYTHING using my info pursuant to 15USC **** 4 HJR ****, my credit was extended and paid for the vehicle pursuant of that resolution. please forward then complete the complete Accounting and Bookkeeping information for the alleged loan to my attorneys ..... if you all still refuse to remove the account per this complaint. ********************** **************** Representative ********************, ******** **************** LLC ************************************************************************* Tel: ************ Fax: ************Business response
07/12/2023
Our company financed an automobile for this customer, he defaulted, and now there is a deficiency. The court has upheld this, and the credit reporting is legal and accurate.Initial Complaint
04/29/2022
- Complaint Type:
- Product Issues
- Status:
- Answered
Pursuant to 18 USC 8, I owe no debt. This company is violating my consumer right to privacy pursuant to 15 USC 1681b 2. and the account is closedBusiness response
05/09/2022
Complainant is citing privacy laws but states the account is closed and they want it removed from his credit. It doesn't work that way. If they have a problem with reporting they should file a dispute with the credit bureaus, not the BBB. Credit bureaus will decide the validity of said complaint and make any corrections they deem appropriate.
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Customer Complaints Summary
7 total complaints in the last 3 years.
3 complaints closed in the last 12 months.
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