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Ally BankThis business is NOT BBB Accredited.
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Complaint Details
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Initial Complaint
08/21/2023
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
Help I made a charge on my **** card I thought someone had charged on the **** card besides me 10 minutes later I noted it was me that charged I called **** back had to speak with their Fraud Department waited on an extended hold was able to inform their representative that it was no fraud on the **** card, in the meantime the **** card was being transferred to Ally , so I called the merchant and processed the charge on my Ally card I already have , Today 8/21/23 I received a letter which read that my Ally card was in dispute , I also received a new Ally card from the **** card I put in dispute I have 2 credit cards now with Ally. Ally put the wrong card in dispute now the merchandise I purchased is not paid because ALLY still has the card in dispute. Poor Service, Poor customer response right now I have been holding to speak to someone for 45 minutesBusiness response
08/23/2023
We are in receipt of your correspondence dated August 23, 2023, regarding the above referenced individual and/or account and welcome the opportunity to respond to the stated concerns. Please be assured that we are working to resolve this matter as quickly as possible. A detailed response will be communicated directly to the above referenced individual by way of telephone or letter. Due to privacy concerns, we are unable to provide you with any additional details in this matter. We thank you for taking the time and effort to bring this issue to our attention. If we can be of further assistance, please contact us at **************.Initial Complaint
08/09/2023
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
Ally Bank acquired my account without my permission by purchasing it from another firm.They immediately started changing USURY levels of interest, allowed multiple fraudulent charges to post to my account indicating insufficient security and have wasted my time with their lack of reasonable hold times and the runaround when trying to resolve fraud they were directly responsible in allowing against my credit. They should not be allowed to issue or service credit cards. Their rating clearly doesn't reflect the user experience given the review system on the BBB site itself. Please investigate.Business response
08/10/2023
We are in receipt of your correspondence dated August 10, 2023, regarding the above referenced individual and/or account and welcome the opportunity to respond to the stated concerns. Please be assured that we are working to resolve this matter as quickly as possible. A detailed response will be communicated directly to the above referenced individual by way of telephone or letter. Due to privacy concerns, we are unable to provide you with any additional details in this matter. We thank you for taking the time and effort to bring this issue to our attention. If we can be of further assistance, please contact us at **************.Customer response
08/10/2023
[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
Complaint: ********
I am rejecting this response because:
The matter is NOT resolved. My time has been wasted, and Ally Bank has exposed me to financial fraud. If criminals now have access to my financial information through Ally Bank enough to apply fraudulent charges to my account, what else of my personal data has been stolen due to their negligence?
Regards,
*************************Business response
08/11/2023
We are in receipt of your correspondence dated August 11, 2023, regarding the above referenced individual and/or account and welcome the opportunity to respond to the stated concerns. Please be assured that we are working to resolve this matter as quickly as possible. A detailed response will be communicated directly to the above referenced individual by way of telephone or letter within the next 30 days. Due to privacy concerns, we are unable to provide you with any additional details in this matter. We thank you for taking the time and effort to bring this issue to our attention. If we can be of further assistance, please contact us at **************.Customer response
08/11/2023
[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
Complaint: ********
I am rejecting this response because:
The business has set up an automated response to try to illegitimately spam the BBB system to maintain an artificially high rating. I will continue to reject their response until the situation is resolved and will begin to expand my efforts to reach resolution to other platforms and services each time they continue to pretend to attempt resolution on BBB.
This situation IS NOT RESOLVED. They have exposed me to security risks and have not been communicating with me directly about the issue.Regards,
*************************Business response
08/17/2023
We are in receipt of your correspondence dated August 15, 2023, regarding the above referenced individual and/or account and welcome the opportunity to respond to the stated concerns. Please be assured that we are working to resolve this matter as quickly as possible. A detailed response will be communicated directly to the above referenced individual by way of telephone or letter. Due to privacy concerns, we are unable to provide you with any additional details in this matter. We thank you for taking the time and effort to bring this issue to our attention. If we can be of further assistance, please contact us at **************.Customer response
08/23/2023
[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
Complaint: ********
I am rejecting this response because:
This is STILL NOT RESOLVED!
These midwits have now reversed legitimate charges I DID NOT TELL THEM TO REVERSE!
This must be resolved, we must get this right and not punish legitimate businesses performing legitimate transactions.
Regards,
*************************Business response
08/24/2023
We are in receipt of your correspondence dated August 24, 2023, regarding the above referenced individual and/or account and welcome the opportunity to respond to the stated concerns. Please be assured that we are working to resolve this matter as quickly as possible. A detailed response will be communicated directly to the above referenced individual by way of telephone or letter on or around September 8, 2023. Due to privacy concerns, we are unable to provide you with any additional details in this matter. We thank you for taking the time and effort to bring this issue to our attention. If we can be of further assistance, please contact us at **************.Initial Complaint
08/05/2023
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
Ally has continually suspended my account with no explanation for "security alerts" for the last two years. I have asked them WHAT I'm doing that's causing these. They don't even send the fraud alerts anymore, they just suspend my account and then always have the same explanation: "Unsecure Vendor." These are vendors (like recently ******) where Ally is saying "we've flagged this business as potentially unsafe to do business with." When I ask why they say they can't help. When I ask for an escalation or call back with explanation, they "can't escalate" concerns. I just need to know that my funds are safe. They have every penny my wife and I have in the world and they keep blocking us from using it with no explanation.Customer response
08/15/2023
Since I filed the complaint. Ally deactivated my debit cards (retaliation) with no notification. When I called, they said it was a fraud concern because of a massive amount of suspicious charges, she started reading of charges, some of which were legit (recurring charges on the account) and some I didn't recognize. I asked of they could proved me a list on email or writing of these charges since they weren't visible on my account. They refused.Business response
08/18/2023
We are in receipt of your correspondence file # ******** dated August 7, 2023, regarding the above referenced individual and/or account and welcome the opportunity to respond to the stated concerns. On August 18, 2023, a detailed response has been sent to the above referenced individual. Due to privacy concerns, we are unable to provide you with any additional details in this matter. We thank you for taking the time and effort to bring this issue to our attention. If we can be of further assistance, please contact us at Executive Customer Relations, ************** and select option 1, Monday through Friday, 8:00 a.m. to 5:00 p.m. Eastern Time.Initial Complaint
07/30/2023
- Complaint Type:
- Billing Issues
- Status:
- Resolved
My recent encounter with fraudulent charges on my credit card has left me feeling deeply upset and disappointed. Despite my immediate report of the unauthorized transactions, Ally Bank has chosen not to reverse the charges, leaving me grappling with the financial burden caused by this unfortunate incident. I promptly contacted their customer service to report the fraudulent charges and have them rectified. To my dismay, I was met with a surprising response: the bank stated that their investigation did not find any evidence of fraudulent activity and therefore, they would not be reversing the charges totaling $601.14. I have provided additional details, including evidence of my regular spending patterns and my diligent efforts to safeguard my card. Despite this, Ally Bank remained steadfast in their decision, leaving me feeling unheard and disregarded as a valued customer. The financial implications of these fraudulent charges have been significant. The charges amount to a considerable sum. In light of this, I find it deeply distressing that Ally Bank would not extend their support in rectifying this matter promptly since they so proudly state a zero fraud liability to their customers. Moreover, I cannot help but feel that Ally Bank's response contradicts their advertised commitment to customer satisfaction. Their refusal to reverse the fraudulent charges has led me to question the integrity of their customer service. In conclusion, I am deeply upset and disappointed by Ally Bank's unwillingness to reverse the fraudulent charges on my credit card. Their refusal has not only resulted in significant financial strain but has also eroded my faith in their ability to prioritize their customers' interests. I hope that Ally Bank reevaluates their decision and takes the necessary steps to rectify this issue and return the money that was fraudulently taken from me.Business response
07/31/2023
We are in receipt of your correspondence dated July 31, 2023, regarding the above referenced individual and/or account and welcome the opportunity to respond to the stated concerns. Please be assured that we are working to resolve this matter as quickly as possible. A detailed response will be communicated directly to the above referenced individual by way of telephone or letter. Due to privacy concerns, we are unable to provide you with any additional details in this matter. We thank you for taking the time and effort to bring this issue to our attention. If we can be of further assistance, please contact us at **************.Customer response
08/01/2023
[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.
Regards,
******** ****Initial Complaint
07/28/2023
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
Ally Bank Contacted Ally because I noticed my balance was reduced to zero and wanted to know why? I spoke to ****** in customer service, Bank number# that my mobile app sent me to ************. ******* told me I owed the bank from my old account in April so they took my money and I still owed like 16 bucks. I do not nor did not owe anything. I paid that balance months ago. I asked to speak with a manger and was told supervisor , ******, refused to take call. Called at 7:47 pm call lasted until 8:16pm. ****** customer service told me I could write the bank pretty much only option. He then began to name off titles I might put this letter attention to such as: The CEO of bank operations. The VP, Consumers department and more until I told him I have a clear understanding of executive titles and he could stop. I’m sure they are laughing it up having zero expectations that this call would ever be seen or heard by the powers that be. It’s pretty much disgusting service especially since I had already paid the 31.70 that was from my old account from April. I wouldn’t have been able to open another account without paying that amount already. I expect my 15.31 to be put back into my active spending account immediately and a call from one of those recommended titles dear ****** was hip enough to share with me! Ally Bank PO Box *** Horsham, PA ***** Attention Big WigsBusiness response
08/11/2023
We are in receipt of your correspondence file # ******** dated July 31, 2023, regarding the above referenced individual and/or account and welcome the opportunity to respond to the stated concerns. On August 11, 2023, a detailed response has been sent to the above referenced individual. Due to privacy concerns, we are unable to provide you with any additional details in this matter. We thank you for taking the time and effort to bring this issue to our attention. If we can be of further assistance, please contact us at Executive Customer Relations, ************** and select option 1, Monday through Friday, 8:00 a.m. to 5:00 p.m. Eastern Time.Customer response
08/15/2023
[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
Complaint: ********
I am rejecting this response because: I have already paid the 30 dollars which I mailed in via money order months ago. I do not have any receipt it was a money order. Also the horrific customer service deserves an apology at the least not a we are going to give him a good talking to response. This complaint stands until Ally makes an effort to truly investigate and handle this.
Regards,
***********************Business response
08/21/2023
We are in receipt of your correspondence file # ******** dated August 15, 2023, regarding the above referenced individual and/or account and welcome the opportunity to respond to the stated concerns. On August 21, 2023, a detailed response has been sent to the above referenced individual. Due to privacy concerns, we are unable to provide you with any additional details in this matter. We thank you for taking the time and effort to bring this issue to our attention. If we can be of further assistance, please contact us at Executive Customer Relations, ************** and select option 1, Monday through Friday, 8:00 a.m. to 5:00 p.m. Eastern Time.Initial Complaint
07/12/2023
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
I opened a new account with Ally Bank around June 22nd, 2023. My account was closed without me being contacted to verify my account. I have deposited $1,200 into the account which they are now holding in isolation. I have called many times requesting a manager so that I can mail in some form of identity to claim my account. Ive been told a manager would call me back in 24-48hrs and I have never been called. Ive been told that 3 times over the past 3 weeks. The last rep said they couldn't do anything and hung up on me stating "this conversation is not adding any value." I have no way to reclaim the funds because it was sent via **** App and ***** to which I have already submitted disputes.Business response
07/24/2023
We are in receipt of your correspondence file # ******** dated July 12, 2023, regarding the above referenced individual and/or account and welcome the opportunity to respond to the stated concerns. On July 24, 2023, a detailed response has been sent to the above referenced individual. Due to privacy concerns, we are unable to provide you with any additional details in this matter. We thank you for taking the time and effort to bring this issue to our attention. If we can be of further assistance, please contact us at Executive Customer Relations, ************** and select option 1, Monday through Friday, 8:00 a.m. to 5:00 p.m. Eastern Time.Initial Complaint
07/07/2023
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
Date Reported: 4/21/2023 Dispute Number: ******-****** Account Number: ********** Transaction Date: 3/13/2023 Debit Card Number: x-**** Transaction Amount: $2,422.66 Merchant Name: ****** ************ **********, *** POS Description of Dispute: POS Complaint: Used debit card to purchase goods however, merchant never provided goods. Delivery company merchant used delivered to wrong address and admitted fault. Merchant states they have issued refund but never showed back to my debit card and Ally bank is saying they cannot do anything and I have to work with the merchant. Issue: Ally bank is not doing their job. Merchant states a refund was issued and I showed proof of this yet Ally bank does not show the refund so a dispute was initiated. Ally bank closed the dispute saying their is nothing they can do and this is not acceptable. Where is the money?Business response
07/20/2023
We are in receipt of your correspondence file # ******** dated July 10, 2023, regarding the above referenced individual and/or account and welcome the opportunity to respond to the stated concerns. On July 20, 2023, a detailed response has been sent to the above referenced individual. Due to privacy concerns, we are unable to provide you with any additional details in this matter. We thank you for taking the time and effort to bring this issue to our attention. If we can be of further assistance, please contact us at Executive Customer Relations, ************** and select option 1, Monday through Friday, 8:00 a.m. to 5:00 p.m. Eastern Time.Initial Complaint
06/30/2023
- Complaint Type:
- Product Issues
- Status:
- Resolved
********* had 10 thousand dollars belonging to me. I asked ALLY bank to ask for the check to put in one of my accounts I had at ALLY. **** ignored all my calls led to nothing. **** kept the check until **** found out I contacted federal bank overseers and immediately sent the 10k to ALLY on a day I was on the phone with someone at the bank. He reported the check was there and being returned. I asked him to make sure it didn't get returned, this was their game, back and forth cheating me out of my money. So he checked and saw the money was at ALLY and I called asking for the check to be in my account. Its been collecting interest at ALLY for 3 or 4 days and not deposited to my account. No matter how many times I ask for my money I get no answer.These people at ALLY are thieves and I have not one nice thing to say about them. Stay away. Don't get robbed. Find another bank. Their CD interest rates are far below any other bank anyway. Keep you money out of their hands.Business response
07/18/2023
We are in receipt of your correspondence file #******** dated July 5, 2023, regarding the above referenced individual and/or account and welcome the opportunity to respond to the stated concerns. On July 18, 2023, a detailed response has been sent to the above referenced individual. Due to privacy concerns, we are unable to provide you with any additional details in this matter. We thank you for taking the time and effort to bring this issue to our attention. If we can be of further assistance, please contact us at Executive Customer Relations, ************** and select option 1, Monday through Friday, 8:00 a.m. to 8:00 p.m. Eastern Time.Customer response
07/29/2023
**** robbed me of 10k and after months and months they finally sent me a 9,090 check with a credit card for me to pay off. So I'm expected to be robbed of 10k then pay it all back??? They contacted Ally for the first payment money and without my permission Ally paid them 1,030 July 10th. I gave NO permission; I was not made aware of the situation.They didn't ask me or tell me.I asked THEM today.
I have been asking Ally to send me a check for anything not a CD and they have ignored me more than 3x. I keep asking for my money and they keep ignoring me. So it has been a 3 way battle for me vs Ally and ****. If you could demand they return all my money but the trading funds and CDs when they roll over I'd much appreciate it.I am scared to death they will together or **** will put a lien on my house. I am scared of both banks. I am nervous, I can't sleep and I have no idea about my own future. I can't live under this amount of pressure from 2 banks holding my lifetime financials and my very future in their crooked hands. WHY would Ally pay them FROM MY savings without my permission??? WHY?
Customer response
07/31/2023
[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed as Answered]
Complaint: ********
I am rejecting this response because:**** robbed me of 10k and after months and months they finally sent me a 9,090 check with a credit card for me to pay off. So I'm expected to be robbed of 10k then pay it all back??? They contacted Ally for the first payment money and without my permission Ally paid them 1,030 July 10th. I gave NO permission; I was not made aware of the situation.They didn't ask me or tell me.I asked THEM today.
I have been asking Ally to send me a check for anything not a CD and they have ignored me more than 3x. I keep asking for my money and they keep ignoring me. So it has been a 3 way battle for me vs Ally and ****. If you could demand they return all my money but the trading funds and CDs when they roll over I'd much appreciate it.
I am scared to death they will together or **** will put a lien on my house. I am scared of both banks. I am nervous, I can't sleep and I have no idea about my own future. I can't live under this amount of pressure from 2 banks holding my lifetime financials and my very future in their crooked hands. WHY would Ally pay them FROM MY savings without my permission??? WHY?Regards,
***** ******Business response
08/08/2023
We are in receipt of your correspondence file # ******** dated July 31, 2023, regarding the above referenced individual and/or account and welcome the opportunity to respond to the stated concerns. On August 8, 2023, a detailed response has been sent to the above referenced individual. Due to privacy concerns, we are unable to provide you with any additional details in this matter. We thank you for taking the time and effort to bring this issue to our attention. If we can be of further assistance, please contact us at Executive Customer Relations, 1-888-318-4622 and select option 1, Monday through Friday, 8:00 a.m. to 8:00 p.m. Eastern Time.Customer response
08/09/2023
I appreciate your response. I wish you hadn't paid **** for their illegal credit cardCustomer response
08/09/2023
I am aware Ally seems to be uninvolved but they stole money from my savings account to pay **** the first payment on the 9k **** thinks I owe them. I do not owe them money They owe me 10 thousand dollars.
Ally paid them without permission or notice or explanation. Does Ally also think the 10k belongs to **** is that why they paid them? So I'm ambivalent about what they've done. I'm now expected to get my money thru ***** but the email looks like it came from me and to me. Some kinda magic? I would believe in their innocence more if they hadn't robbed me to pay **** the money being held hostage and growing at an alarming rate.
What is the expected reaction? What is expected from me? Say ok, no harm done which is a LIE. Harm was done. TO ME. I lost 10k between the 2 banks. I'm naturally quite angry and will be for a long time.
PS My bank doesn't use *****.
Customer response
08/10/2023
[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.I am aware Ally seems to be uninvolved but they stole money from my savings account to pay **** the first payment on the 9k **** thinks I owe them. I do not owe them money They owe me 10 thousand dollars.
Ally paid them without permission or notice or explanation. Does Ally also think the 10k belongs to **** is that why they paid them? So I'm ambivalent about what they've done. I'm now expected to get my money thru ***** but the email looks like it came from me and to me. Some kinda magic? I would believe in their innocence more if they hadn't robbed me to pay **** the money being held hostage and growing at an alarming rate.
What is the expected reaction? What is expected from me? Say ok, no harm done which is a LIE. Harm was done. TO ME. I lost 10k between the 2 banks. I'm naturally quite angry and will be for a long time.
PS My bank doesn't use *****.
Regards,
***** ******Initial Complaint
06/08/2023
- Complaint Type:
- Service or Repair Issues
- Status:
- Answered
Gave a check in the amount of $19,000 to a friend who was starting a business. He did a remote deposit into his Ally checking account This triggered a fraud investigation by Ally who decided that they had an issue with the funds. The funds cleared my bank account but were never deposited into the payees checking. Ally then proceeded to close the payees checking account and savings account. After 5 weeks of trying to work with Ally, we have not gotten any resolution. They have put the funds in a suspended account. they will not talk to me, the payor. They will not help to resolve this issue and in effect, have taken my money!! **** ************Business response
06/23/2023
We are in receipt of your correspondence file # ******** dated June 12, 2023, regarding the above referenced individual and/or account and welcome the opportunity to respond to the stated concerns. On June 23, 2023, a detailed response has been sent to the above referenced individual. Due to privacy concerns, we are unable to provide you with any additional details in this matter. We thank you for taking the time and effort to bring this issue to our attention. If we can be of further assistance, please contact us at Executive Customer Relations, ************** and select option 1, Monday through Friday, 8:00 a.m. to 5:00 p.m. Eastern Time.Initial Complaint
06/08/2023
- Complaint Type:
- Billing Issues
- Status:
- Answered
On 6/5/23 I initiated a wire transfer request via my online account after verifying myself via 2 factor authentication. On 6/6/23 I had a phone call with an Ally representative to verify myself and the requested wire transfer. After our phone call, the Ally representative made the subjective decision that my responses to her questions were "too vague" and falsely claimed that to one of her questions I had "no answer" Since that moment, my account has been restricted and under investigation for suspicious or potentially fraudulent activity, regardless of how many times I have confirmed my identity and the account activity to them. I have been unable to reach or be connected to anyone in a supervisory position or anyone on the investigation team that would be able to provide me with additional information or further clarity in regards to the matter.Business response
06/16/2023
We are in receipt of your correspondence file #******** dated June 12, 2023, regarding the above referenced individual and/or account and welcome the opportunity to respond to the stated concerns. On June 16, 2023, a detailed response has been sent to the above referenced individual. Due to privacy concerns, we are unable to provide you with any additional details in this matter. We thank you for taking the time and effort to bring this issue to our attention. If we can be of further assistance, please contact us at Executive Customer Relations, ************** and select option 1, Monday through Friday, 8:00 a.m. to 8:00 p.m. Eastern Time.
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Contact Information
Customer Complaints Summary
572 total complaints in the last 3 years.
165 complaints closed in the last 12 months.
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