Credit Union
America First Credit UnionHeadquarters
Reviews
83 Customer Reviews
- Date
- Highest Rating
- Lowest Rating
Review from Carrie C
1 star01/23/2025
Absolutely horrible! I tried multiple methods to payoff my loan even using their, card, checking and wire method which charges me. They rejected ALL of them. Had to drive an hour away to payoff my loan because they ****. Weeks later, they send me an email that I am going to be charged for my monthly autopay. I spend HOURS on the phone. They assure me this cannot happen since my account is closed. Wake up today. THEY CHARGED ME $750 OUT OF MY CHECKING ACCOUNT FOR MY CLOSED PAID OFF CAR LOAN. This company is absolutely the WORST company ever. PLEASE RUN AWAY.Review from Zel N
1 star01/08/2025
I work at a dealership, and everyone I work with, including myself, all agree this is the worst credit union to work with! Especially when it comes to payoffs. I dread having to call them for anything regarding our customers.America First Credit Union Response
01/22/2025
We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your information, we have contacted you personally regarding the resolution of this complaint. Unfortunately, we have attempted to reach you multiple times to further discuss your BBB complaint, and have not yet heard back from you. We look forward to hearing from you soon.Review from Steve P
1 star11/27/2024
DO NOT GIVE THESE FOOLS ANY MONEY.. THE COMPANY *****, GREEDY MORMONS!!! The worst kind... lol Predatory loans HORRIBLE SERVICE..America First Credit Union Response
12/12/2024
Thank you so much for your feedback regarding your experience with America First Credit Union. We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your account information, we have contacted you personally regarding the resolution of this complaint. Based upon our conversation, we believe this complaint is resolved. If you need anything else, you are welcome to reach out directly.Review from MiMi J
1 star11/07/2024
They use predatory lending practices with seniors on fixed incomes, approving risky loans on cars and recreational vehicles.America First Credit Union Response
12/13/2024
We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your information, we have contacted you personally regarding the resolution of this complaint. Unfortunately, we have attempted to reach you multiple times to further discuss your BBB complaint, and have not yet heard back from you. We look forward to hearing from you soon.Review from Greg M
1 star10/26/2024
Several weeks ago I sought to take out and then fund one of it's CD's. The overall process eventuated as an exceedingly protracted, and likewise quite ridiculous undertaking.. So ultimately I gave up. However, in the interim a type of credit/debit card was issued to me by mail, even though I had never solicited such. Thereafter, I simply shredded ******** I emailed the credit union, and ending up doing so multiple times as several different of its representatives kept responding. Included my emails were provided several elements of personal identification, e.g., the account number initially assigned to me.The express purpose of today's email was an explicit request that that registered card information as well as all other forms of data earlier supplied be eliminated from their system, as well as ceasing contacting me, either by email or ******* requests were repeatedly refused.Finally, I ceased attempting to have my simple, straightforward requests honored.America First Credit Union Response
12/06/2024
We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your information, we have contacted you personally regarding the resolution of this complaint. Unfortunately, we have attempted to reach you multiple times to further discuss your BBB complaint, and have not yet heard back from you. We look forward to hearing from you soon.Review from Max O
1 star10/23/2024
I bought a car through their repo auction. Asking price was full retail taken from ********. Car advertised as excellent condition. Brought it home the next the check engine light came on. I co tasted them immediately. They called it an unfortunate coincidence. Turns out the car had not catalytic converters which caused the check engine light. And since the car was purchased in that condition but the check engine light was not on, the code had to have e been cleared. Now $3000 in repairs later they claim no wrongdoing on their part and offer no remedy. Basically they are refusing to take responsibility on principle. They claim no tor be a car dealership but ask full retail price on cars that according to them have had absolutely no mechanical inspection.America First Credit Union Response
10/30/2024
Thank you so much for your feedback regarding your experience with America First Credit Union. We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your account information, we have contacted you personally regarding the resolution of this complaint. If you need anything else, you are welcome to reach out directly.Review from Stephanie L
1 star10/09/2024
As a retired military veteran of 25 years, I have dealt with banks and credit unions in Germany, Japan, Turkey and several US states and without a doubt, America First Credit Union is the WORST financial institution I have been involved with! Two months after financing an auto loan through them I found they failed to order a title for my vehicle. After 2 more phone calls over the next 4 weeks (in which I notified them of being unable to receive another temporary tag after 90 days), they still had and no status update. Now after almost 12 weeks since financing, I reached out to the DMV and was notified that the title was expedited and sent out immediately after it was finally requested 6 weeks ago; however, although AFCU was at fault, they didn't think it was necessary to expedite sending out my title and told me it was in the que! I stayed on hold for 47 mins after requesting to speak to a manager, yet I never did. After letting the customer service agent know I planned to refinance through another institution, I was finally told that my title was being taken out of the que and would be mailed out in 72 hours. I've made 6 payments on my vehicle for a total of $3800, yet I can't drive it because AFCU does not care about providing good customer service to rectify their mistake! They don't deserve my business.America First Credit Union Response
10/25/2024
Thank you so much for your feedback regarding your experience with America First Credit Union. We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your account information, we have contacted you personally regarding the resolution of this complaint. If you need anything else, you are welcome to reach out directly.Review from Gerald B
2 stars10/04/2024
Im walked through online sign up for checking overdraft only to have it mysteriously disappear and the only way I find out is the overdraft charge. 3 times Ive done this only to have it removed. Then I call in for the 4th time and am told I never signed up for it in the first place. Taking my money elsewhere.America First Credit Union Response
10/25/2024
Thank you so much for your feedback regarding your experience with America First Credit Union. We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your account information, we have contacted you personally regarding the resolution of this complaint. If you need anything else, you are welcome to reach out directly.Review from Amanda B
1 star09/28/2024
This credit union is very hard to work with. I have had two auto loans set up with them from the dealerships, but would never voluntarily get a loan from this bank. I have to call to set up an automatic transfer from a different bank, then I have to go in to the branch, nothing is easy on the app. It feels like no one knows how to get around in the system when you call. I have been locked out of parts of my account twice in three months. Similar things happened when my previous loan was set up, there is no updates in over five years to the ease of service. I recommend Mountain America Credit Union if you're looking for a great local credit union.America First Credit Union Response
11/01/2024
We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your information, we have contacted you personally regarding the resolution of this complaint. Unfortunately, we have attempted to reach you multiple times to further discuss your BBB complaint, and have not yet heard back from you. We look forward to hearing from you soon.Review from Tia W
3 stars08/30/2024
I am very tired of hearing the statement, "I understand' before they say their actual sentence. This is actually disrespectful. They are lying to three people. 1 themselves 2 person talking to, and 3 the Lord. People don't understand the concerns, frustration or anything else about the other person. They can understand in their own way, but they don't understand another. This statement needs to be deleted in all conversations. I as a customer don't want to hear 'I understand' from anyone in this company again. People need to listen to the customer and stop assuming what they are saying. I have agents continuely arguing with me. This is not professional!!!!People need to stop acting like they are Know-it-alls!!! No one is!!! We are not perfect!!!!We all have weaknesses. No one is exempt from these. We all are required to be humble in those weaknesses and learn from them. We should turn those weaknesses into strengths. It is bad enough that I have to live a life without a job and have very little money for my needs. I don't need disrespectfulness shown to me.There are many people who shouldn't be in customer service, but are. Each manager should interview each person and determine which people truly care about the customer. If they don't and are only there for the money, they need to leave.A lot of growing up spiritually needs to happen. We are all required to do this!!! Thank You!!!!America First Credit Union Response
09/26/2024
Thank you so much for your feedback regarding your experience with America First Credit Union. We sincerely appreciate your feedback as we look for opportunities to improve. Because of our commitment to privacy regarding your account information, we have contacted you personally regarding the resolution of this complaint. Based upon our conversation, we believe this complaint is resolved. If you need anything else, you are welcome to reach out directly.
Customer Review Rating
Average of 83 Customer Reviews
Contact Information
PO Box 9199
Ogden, UT 84409-0199
Business hours
Today,9:00 AM - 6:00 PM
MMonday | 9:00 AM - 6:00 PM |
---|---|
TTuesday | 9:00 AM - 6:00 PM |
WWednesday | 9:00 AM - 6:00 PM |
ThThursday | 9:00 AM - 6:00 PM |
FFriday | 9:00 AM - 6:00 PM |
SaSaturday | 9:00 AM - 6:00 PM |
SuSunday | Closed |
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