Reviews
14 Customer Reviews
- Date
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Review from Alicia H
1 star12/17/2024
Sound Credit Union has terrible customer service and they have also acted unethically. They signed me up for accidental death and dismemberment insurance without my consent and have been withdrawing money from my checking account to pay for the insurance, also without my consent. Their online banking system is inadequate, they have really expensive overdraft fees, and it is impossible to speak to an actual human being who has any ability to help you.Review from Brooklynn M
1 star12/07/2024
Not very friendly or helpful, obviously did not want to help me or my family, very wishy-washy on what to bring next time. ********* ??Sound Credit Union Response
12/09/2024
I'm sorry to hear that you had a negative experience. It's important to us that you feel supported and valued. If there's anything specific,I can help you with or if you'd like to provide more details about your experience, please feel free to share. We're here to assist you and your family in any way we can.Review from Brandon M
1 star03/06/2024
Avoid *** like the plague.My first interaction with *** was with an auto loan, that went smoothly, aside from an awful website and a high APR.My second interaction with ***, was getting a personal loan for very sudden and unexpected car repairs. I applied for a personal loan via their website, and was approved for the amount requested, however after a couple hours I hadn't seen a confirmation email come in, so I called in. While on the phone with a *** representitive, I was assured several times that I was approved for the requested amount. I informed them that once I'm off this call, I'll be calling the repair shop to tell them to start work on the car, and wanted to confirm one last time that I was approved for what I requested. I was again told yes, so after the call with *** I called the repair shop to have them start work.The following day, I log into my email to find a message informing me that I'm now only approved for 2/3 of the requested amount. By that time the repair shop has already done more than what my new approval was for.After 2 extremely stressful days of back and forth with ******************* I was finally able to get the original amount I requested, and informed my payments would start on March 20th.March rolls around, and I login to the *** website to pull the info I need to setup payments from the bank that I'll be making payments from, to find that I apparently missed my first payment in Feburary. As it sits now, I've scoured their website for well over an hour and am unable to find any of the account information I need to setup my payments(the same way I made my auto loan payments). The most I can find "PERSONAL LOC 02".Again, avoid *** like the plague. If you do have to use them, do not trust a single thing they tell you, and make sure to get everything in writting.Review from William M
1 star03/03/2024
I ran into some financial hardships and ended up with a negative balance that I couldn't pay back in a timely manner. I made contact with the loss prevention team and was told that if I paid it off within 6 months they wouldn't need to report it to my credit.2 weeks later, they posted it to my credit, causing a +80 drop to my score. I paid the full amount back including all fees just a few months later(well before the 6 month ***** and waited a month. They updated it to be paid in full. but did not remove it after stating that they would not report it to begin with. my credit went up 1 point for this change. I understand that it was my fault that I went negative, But I was outright lied too and now my credit is screwed. I would have taken a loan and paid it off much sooner if I knew they were going to report to my credit. instead they lied and made me believe I had more time than I did, which caused my account to be closed and my credit to drop. Its just dishonest. don't bank here.Sound Credit Union Response
03/04/2024
Dear *******,
Based on circumstances specific to your account, we'd like the opportunity to connect with you on this matter. Please contact our *************** team to address your concerns mentioned in your review.
Review from Scot B
1 star01/18/2024
I was tired of online banking and opened an account for a local **********************. Upon doing so when I applied I did not opt. In for overdraft. When I was approved I took $500. To the closest branch. When I got there the branch was not in service because of covid. I used the *** outside to make my deposit. It would not accept it. I called in and was asked a bunch of fraud questions. Never used the account or debit yet. Then I was told to that it would work. As I was already gone I would attempt next payday. On payday I tried again. *** accepted the deposit printed a receipt then canceled and spit my money back out. I called again. Not sure why I was told. As I had this account and it wasn't working and my local branch wasn't open I decided to wait until I found another branch. Some time went on and I never used the account yet. Then I received a letter for being $58.90 overdrafted. When I went online they suggest that I deal with the merchant for faster results. I called TransUnion where I know I don't have an account. They couldn't find one and wanted me to prove it was them. I had no way because I don't have a statement just a letter of overdraft. So I had to write a letter to them. Waiting for a response Sound CU closed my account and sent me off to collection. By the time TransUnion replied with no account and refunded my money by mail the collections was only for my overdraft fee$27.. now it's on my credit report as charged off for 10 years. I didn't use Sound CU, TransUnion or ask for any of this from either party a now I suffer on my credit report. This seems unlawful and wrong. It's worse then online banking And I tried to deposit payroll and have only used TransUnion to dispute this credit mishap they and Sound Caused. I want this to be dealt with cuz I didn't do anything wrong. Be aware as credit is hard to maintain as they work together against you. I worked hard to keep my credit on the rise and they both need to be handled with penalties.Review from Kim J
1 star01/02/2024
If I could give a zero score for Sound Credit Union, I would. Their customer service is terrible. I have banked with many banks in my day, and they clearly are the worst. Don't take your accounts there. They don't pick up their customer service lines for HOURS. I am now at 58 minutes waiting. Their chat feature is useless. They simply DO NOT CARE. Please save yourself the trouble and take your **** business elsewhere. They will never care and NEVER improve.Sound Credit Union Response
01/03/2024
We would like to apologize for your recent experience and express that the hold times you experience is not typical under normal circumstances. We would like to connect with you to address your account needs and to show you we are committed to providing excellent service to our members.Review from Yolonda V
1 star11/07/2023
I have been a customer since they were ********************************************* on ******* Street downtown Seattle. My account got compromised, I contacted them immediately, closed the account, opened a new one. The opening and closing of the accounts was another fiasco but I digress. Over a month later I get a call from Loss Mitigation telling me my account is overdrawn, I immediately open my account and it was not. The rep ******** to tell me it is from the account I closed OVER A MONTH AGO. I'm like how can that be? It closed, no money how did anything get charged? Debit card is defunct account CLOSED! Said she would get back me never did. Got a letter almost 3 weeks later saying the same thing and how they were going to charge it off. Talked to guy on the phone who said it was my fault because I gave the company permission but the account is CLOSED and has been for over a MONTH. He said so, it's the law. Yesterday I find out they closed my new account, took my money and never let me know. I only heard from Loss Mitigation once by phone and the letter I received a couple of days ago. I have a direct deposit going in but no account. The manager of Loss Mitigation has yet to call me to straighten the situation out, which is somehow my fault. I closed the account, with their help but a month later they processed a transaction on a closed account, defunct debit card and somehow it is my fault .GO FIGURE!! THE WORST!! Then took my money.Review from Neil M
3 stars10/13/2023
Gave SCU three stars today. Finally a lady named ********************* contacted me. She has no more helpful with my payment situation than any other person. They still ** a company called ****** is still terrible and blames everyone else. *** has startled to try and correct my credit from last year so hopefully I can get a home equity loan from my own bank ??????Review from Jeffrey W
1 star09/29/2023
They give no notice whatsoever to their customers when they retain your ATM debit card. ATM machine has retained my card with no notice and I am livid. This should be federally illegal and should not be allowed for any credit union to do this. The machine should give back their ATM debit card and allow the customer the opportunity to resolve their account issues with the credit union first to re-open their debit card rather than wasting time and resources to issue a new one. This is absolutely unacceptable!Sound Credit Union Response
10/02/2023
Dear ****************** it looks like your currently working with a credit union representative regarding your account and have been in communication with them regarding your card status and the root cause. Please contact the credit union should you need additional information.
Kind Regards,
Review from Linda C
1 star06/26/2023
Are you sound credit union as I was a union member and this company has changed hands many times put big became sound credit union.When they exchanged hands to become sound credit union, they started taking money out of my account **** every three months from the time they switched over without my approval they took out money I got a hold of the insurance company which is an accidental insurance and they told me that I could not cancel them until I remembered my address where I last lived when I open the account which I never open the account when I looked over on their website, it shows that sound credit Union is a provider these two companies took upon themselves to take this money out for I dont know how many years and Ive been trying to get them to stop. I even had a stop payment with sound credit union for ******************************* insurance company which sound credit union did not stop the payment. . I finally got ***************************************************** to send me an email that they closed my account which ********************** said the same thing and sent me an email For some reason I cant find the email which I saved in my personal.There is no documentation of me calling them theyre saying which Ive been doing it every three months for the last two years The second problem I have with them some credit union is that since the beginning of the year for some reason when I make my bill payments, the people that I sent the money to says that they got it and then a week later, they say that sound credit union denied it every single one of my bills thats been going through them. This is what they have been doing is declining it theyve charged me $29 for every single bill thats gone through since the beginning of this year. Ive probably been charged over $500 of insufficient funds when I did have money in there but yall end up being in the insufficient funds that I had to pay them and they never paid any of my bills, except when they felt like it, which was interestingSound Credit Union Response
06/27/2023
We apologize for any inconvenience caused by your recent experience with our Accidental Death and *********************** program. We understand the importance of addressing your concerns and finding a resolution. To better assist you, we would like to extend our support and gather more information about the circumstances surrounding your situation.
Our dedicated team is available to help you through this process and ensure that your concerns are addressed effectively. To initiate the resolution process, we kindly invite you to visit one of our local branches. Our knowledgeable staff will be ready to provide personalized assistance and guide you every step of the way.We genuinely value your feedback and the opportunity to improve our services. Please accept our sincere apologies for any inconvenience caused, and we look forward to meeting you in person at one of our branches to assist you further.
Customer Review Rating
Average of 14 Customer Reviews
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